For "Seniors" Only

Like it or not, if you're over age sixty, you're considered by most people to be a senior.  This "elder" status is not the worst thing that can happen to you though.  After all, it's usually good for discounts at movie theaters, hotels and early bird specials offered at many restaurants.

Regardless of whether you're completely retired or still working on some basis, you probably have lots of questions about your financial future:  Where will you live?  What will you do as your health declines?  Where can you get medical, financial or other help if you can no longer do it yourself?  These and other issues need to be addressed.

As we say at Potomac Financial Group, "Luck Is Not A Retirement Strategy.... Careful Planning Is."  With that in mind, we have compiled a list of websites that could be helpful in your personal financial planning.  Just click on the appropriate link for information about your area of interest.  Of course, if you have questions, we're always available to help.

Guide to Retirement Living:

• This is the most comprehensive source of one-stop information for the mid-Atlantic region we have found for all the issues facing seniors as they age.  It offers information and options on housing, homecare, aging in place, decision making, money & legal concerns, health and moving or downsizing - plus other specialized services:  www.Retirement-Living.com

 Reverse Equity Mortgages (REM):

• Information from the Department of Housing & Urban Development on REMs:  www.hud.gov.  Fill in search box:  "Reverse Equity Mortgage" and click search button.
• REM calculators from AARP to help you determine if and how much you qualify for.  This takes you directly to the calculator:  www.rmaarp.com.

Social Security:

• Everything you want to know about Retirement, Survivor, Disability & Medicare benefits is on this site.  They also have calculators that project benefits based on different retirement scenarios:  www.ssa.gov.

Civil Service Benefits:

• CSRS and FERS benefit information, forms, options, calculators and publications are available at:  www.opm.gov/retire.
• Thrift Savings Plan (TSP) information is available at:  www.tsp.gov.

Internal Revenue Service:

• Just about everything you ever wanted to know from the IRS is available on this site, including forms, publications, calculators and more: www.irs.gov.

Federal Deposit Insurance Corporation (FDIC):

• How much is your bank account insured for?  This site will answer this and other questions you have about the Federal Deposit Insurance Corporation:  www.fdic.gov.

Learning Center:

• Check out Potomac Financial Group's Learning center on this site.  Just click on the "Learning Center" and find a host of useful reports, articles, newsletters and calculators.

 By clicking on the above links, you will leave our website. The link you have selected is located on another server. We have not independently verified the information available through this link. The link is provided to you as a matter of interest.