Lifestage Issues & Information

Regardless of your stage in life, you probably have lots of questions about your financial future.  With that in mind, we have compiled a list of websites that could be helpful in putting you on a track toward accomplishing your long term goals and objectives.  Just click on the appropriate link for information about your area of interest.  If course, if you have questions, we’re always available to help.

Retirement Planning:

Social Security

• Everything you want to know about Retirement, Survivor, Disability & Medicare benefits is on this site.  They also have calculators that project benefits based on different retirement scenarios:  www.ssa.gov.

• You can claim Social Security benefits at any age between 62 and 70.  This site reviews some of the rules and strategies for maximizing benefits:  www.actuarialfoundation.org/programs/consumer/nasi-brief-socialsecurity.shtml.

Civil Service Benefits

• CSRS and FERS benefit information, forms, options, calculators and publications are available at:  www.opm.gov/retire.
• Thrift Savings Plan (TSP) information is available at:  www.tsp.gov.

Medicare

• The official U.S. Government site with comprehensive information on benefits and services:  www.medicare.gov.

Research & Information

• Guide to Retirement Living – Source Book:  The most comprehensive source of one-stop information for the mid-Atlantic region for all issues facing seniors as they age.  It offers information and options on housing, homecare, aging in place, decision making, money & legal concerns, health and moving or downsizing, plus other specialized services:  www.Retirement-Living.com.
• AARP – A wealth of information and facts related to seniors:  www.aarp.org.
• The Center for Retirement Research at Boston College has a great site for information on retirement – everything from Social Security to annuities to state and local pension plans and more:  www.crr.bc.edu/.

Insurance/Risk Management:

Federal Deposit Insurance Corporation (FDIC)

• How much is your bank account insured for?  This site will answer this and other questions you have about the Federal Deposit Insurance Corporation:  www.fdic.gov.

Education:

• The College Board website includes information on SAT testing as well as other areas of concern including planning, applying for college and paying the bills:  www.collegeboard.org.
• Information on scholarships, loans and other sources of financial aid can be found at this site:  www.finaid.org.
• 529 College Savings Plans offered by the states allow parents to sock away money for tuition, room and board and other college expenses on a tax favored basis.  The site breaks it down by state:  www.savingforcollege.com.

Tax Planning:

Internal Revenue Service (IRS)

• Just about everything you ever wanted to know from the IRS is available on this site, including forms, publications, calculators and more:  www.irs.gov.

Income Taxes

• A great federal income tax estimator is available on this site.  Just plug in your income information:  www.calcxml.com/do/inc02.

Credit & Debt Management:

Identity Theft

• Identity Theft is one of the fastest growing crimes in America.  The number of victims and the dollar amounts stolen are staggering.  PFG has made special arrangements with one of the leading identity theft insurance organizations.  Just click on the link and type in “invest” for the discounted price, then promo code 56F:  www.idtheftassist.com.
• Visit the Federal Trade Commission’s site to find out more about this scam:  www.ftc.gov/bcp/edu/microsites/idtheft/.

By clicking on the above links, you will leave our website.  The link you have selected is located on another server.  We have not independently verified the information available through this link.  The link is provided to you as a matter of interest.