Investment Advisory Services

Separately Managed Accounts (SMA):

With this asset management platform we use Institutional Portfolio Managers to manage the various asset and sub-asset classes.  Individual stocks and exchange traded funds are used exclusively.  Accounts are customized to fit each client's individual risk tolerance and long term goals and objectives.  Clients have the ability to exclude individual stocks for example (IBM, Exxon, etc.) or whole social sectors (tobacco, gambling, etc.).

In taxable accounts, tax loss harvesting is usually employed to help minimize taxable gains.  We believe it's not what you earn that counts, it's what you earn after taxes that's really important.  Institutional Portfolio Managers are known for fee transparency, world class asset managers and low expenses.  In years past, these types of accounts were only available to very wealthy individuals or large institutions like major foundations or university endowment funds.  However, with the computer advances over the last decade, institutional managers determined that they could manage $100,000 as efficiently as they could $100 million.

Advisor Solutions (A/S) Accounts:

With this asset management platform we use individual stocks and bonds, mutual funds and exchange traded funds to manage the various asset and sub-asset classes.  Accounts are customized to fit each client's individual risk tolerance and long term goals and objectives.  However, clients don't usually have the ability to exclude individual stocks (IBM, Exxon, etc.) or whole social sectors (tobacco, gambling, etc.).

In taxable accounts, tax loss harvesting is employed whenever possible to help minimize taxable gains.  We believe it's not what you earn that counts, it's what you earn after taxes that's really important.   A/S accounts are known for fee transparancy, top ranked managers and low expenses.

As an associated person of a firm who is registered as an investment advisor with the Securities and Exchange Commission (SEC), you have the right to see our filing with that organization.  Just click on this link to see a copy of our filing - Form ADV:  https://www.investfinancial.com/private/forms/bbia092.pdf

Separately Managed Accounts charge a single, all-inclusive fee, which covers the ongoing costs inherent in the ownership of all of the securities that may be placed in the account, as well as the advisory, program, brokerage execution, securities settlement and Financial Professional services provided. This fee typically is assessed on a sliding scale depending on an investor’s portfolio strategy and the amount of assets held in the account. Please consult your Financial Professional for more details.